When a natural disaster, such as a hurricane, heavy storm, or hailstorm, damages a homeowner’s roof in Cape Coral, FL, they can file a roofing insurance claim. The homeowner must provide evidence that the damage was caused by a covered event when filing the claim. The insurance company will then evaluate the claim, determine whether it is covered, and provide payment for the cost of repairing or replacing the damaged roof if approved.
Working with a roofing company like Guy Brothers Roofing can make dealing with your roofing insurance claim much easier. We can help you understand the claim filing process, get your claim approved, and resolve any potential disputes. Our team can also advise you on how to properly maintain your roof, select the best materials for repairs or replacements, and keep your roof in good condition in the future. All of this increases the likelihood that your roofing insurance claim will be successful!
We’ve broken down 8 simple steps below on how you can navigate your Cape Coral roofing insurance claims and storm damage.
Step 1: Document the damage
Before making a claim on your roof insurance, it’s important to take detailed pictures of the damage. Make a list of all the damage you can see by taking pictures and videos of it from different angles.
Step 2: Review your insurance policy
Read your insurance policy to find out what is and is not covered. Make sure you know what your deductible is and how much you’ll have to pay out of your own pocket.
Step 3: Contact your insurance company
As soon as possible, call your insurance company to report the damage and start the claims process. Be ready to show them the proof you’ve collected.
Step 4: Schedule an inspection
Most likely, your insurance company will set up a time to look at the damage. Make sure you’re there for the inspection and point out any problems you’ve seen.
Step 5: Get a free estimate from Guy Brothers Roofing
Get a free estimate from Guy Brothers Roofing so you can plan ahead and compare it to what the insurance company is offering.
Step 6: Negotiate with your insurance company
If the estimate from your insurance company is lower than the estimates you got from contractors, talk to them about it to get a fair settlement. Be prepared to provide evidence to support your claim.
Step 7: Keep records
Keep detailed records of everything you say to your insurance company and to any contractors who work on your house. This will let you know how your claim is going and make sure everything is being done right.
Step 8: Stay involved
Stay involved and check in with your insurance company and contractors to make sure the repairs are being done right and on time.
For all of your needs for a roofing insurance claim in Cape Coral or if you are struggling with the aftermath of storm damage, contact Guy Brothers Roofing today. We will be able to help you get back on track!
